The care level I means a significant level of care, the care level II means a severe need for care and the care level III insurance compared who was 5th pillar of social security in Germany, the legal nursing care insurance, initiated a Schwerstpflegebedurftigkeit in 1995, as a result of demographics in the falter in Germany. Anyone who is a member of a statutory health insurance is resident in this legal insurance. The the legal care insurance benefits can be provided only on request. Who has the right to what level of benefits, a reviewer to decide. Basically, any legal insurance care from this insurance has a claim that is because of a psychological, a mental or physical disability unable independently to carry out the tasks of his daily life. Services from the statutory long-term care insurance requires that a prior period of coverage be proven however, can.
Paid services for a placement in a nursing home, but also for the care from the statutory long-term care insurance are at home. In the framework of the statutory long-term care insurance, there are three levels of care. The care level I a considerable level of care, the care level II a Schwerstpflegebedurftigkeit means a serious need for care and the care level III. The care services offered within the framework of the statutory long-term care insurance, are not to compare with the care provided within the framework of the statutory accident insurance. The care of statutory accident insurance are only intended that these care services occur when it is only a temporary loss of labor, so also not hopefully completed disability insurance must occur. The care of the statutory accident insurance are only one, if the need for care arises from an accident, on the route from work to home or vice versa, or on work happens.